A Loan May Be The Answer
Debt is never a great thing, but a loan is almost certainly the fastest way to get the money you desperately need. In any case, it never hurts to see your offer, so why not take a few minutes and get a no obligation quote.
More Ways To Get The Money You Need
A loan is a quick answer, but it is certainly not the only way to get the money you need. Here are some more possibilities. Use these to solve your problem or take out a loan and pay it back using these tips.
Not everyone is great with a needle, but if you are, you can use it to solve your money problem quickly. This is especially true if you are a first time donor.
So, just what is plasma donation? Plasma is the largest part of your blood and is needed to make a number of life saving and therapeutic treatments. While the bulk of whole blood centers do not pay well for donations, plasma centers are different. There are a number of for profit plasma donation centers and just about every major city will have one.
But how much can you make donating plasma? As a new donor, you can get 500 dollars or more in your first month. Note that this may require multiple donations since you can donate up to twice a week. That is a lot of poking with a needle, but if you need money desperately, it may be worth it.
Buy & Resell Furniture
There is a world of opportunity on Facebook Marketplace and Craigslist if you have the desire to make money. One of the simplest ways to make the cash you need might just be buying and reselling on one of these websites and here is how you do it.
Buy low and sell high. It might seem like an oversimplification, but that is how you do it. Buy furniture at a discount and sell it at a premium. You can do this because there are really two kinds of sellers on these websites.
There are those who want to just get rid of the clutter and there are those who want to get every dollar out of their property. Buy from the ones who want to get rid of the clutter and be the one who wants to get every last dollar. That;s how you get the money you need.
Defer Some Payments
If you need a temporary cash infusion, deferring a few bills could do just that. Some bills will be easy, but others might take a little more work. Here are some examples.
Auto payments. These are the easiest to defer, as long as you are in good standing. Simply call up your lender and ask to defer a payment. This does not eliminate the payment, it simply moves it to the end of the loan. When you need money, this can be very useful.
Other bills can also be moved or at least reduced with a little leg work. Get a list of all your obligations and then start making phone calls. Utility bills may be able to get moved or switched to average billing. Credit card companies may allow for interest only payments. Every dollar counts when you need money desperately, so put in the time.
Borrow From A Buddy
What are friends for, right? Well, yes and no.
Borrowing from a friend can be a very trick proposition and if you are not careful you could very well wind up losing a good one. You can prevent this and get the money you desperately need by following a few simple steps.
For starters, you need to get everything in writing. Over time, it is very difficult to forget some of the details of a loan. It might seem impersonal, but writing everything down and giving everyone a copy can save you from a lot of problems in the future.
Payments should also leave a paper trail. Never pay back a loan between friends with cash. Always use a check or send the money electronically with a note in the comments. In this way, you have proof that the money is paid back, if there ever is a question. Finally, you should prioritize the loan. Pay back the money as soon as you can and avoid making any unnecessary purchases in the meantime.
Simply Do Without
What exactly do you need money for? If it is for something that is not essential, the best bet may be to simply skip spending money on it.
Unless something is necessary for survival, stressing about how to get the money is probably a waste of energy. Simply do without and live the simpler life. Taking out a loan is never an option in one of these cases. People get into a tremendous amount of trouble from trying to make purchases that they do not need.
So, before you struggle to come up with money or get into debt, ask yourself a simple question. “Do I really need this?”