I Need $600 Now

First, is 600 dollars enough money?

Let’s Pay Back That 600 Dollar Loan

A loan is a convenient way to get money in a hurry, but you have to give some thought to how you are going to pay back this loan. Lucky for you, we have already thought about it. Here are some ways that you can earn 600 dollars or more in no time at all.

1) Skip A Car Payment

Well maybe not skip a payment, but have it deferred.

Deferring a car payment is one of the easiest things that you can do. Simply call the customer service line for your lender and ask for a deferral. Have a good reason, such as a money emergency, and as long as your account is in good standing, it will likely be approved. Then, you can use the money that you saved to help you pay all or at least part of your 600 dollar loan.

Keep in mind that deferring a car payment does not eliminate it. What it does is move the payment to the end of your loan. This effectively makes your loan one month longer.

2) Donate $600 Worth Of Plasma

Plasma is big business. Medical companies use it to produce a number of treatments used for therapy and to save lives. These companies are also in business to make money, they are not charities. What that means for you is that unlike with whole blood donation, they will get paid for your plasma. But how much?

If you donate twice a week for a month and earn new donor bonuses, you can earn as much as $1000. Not bad money for a minimal amount of time invested. It takes about an hour to donate plasma, so you are looking at up to $1000 in just 8 hours. We would call that a good use of your time.

3) Pick Up $600 In Scrap

Scrap metal is worth a lot of money than you might think. Depending on the metal, you could earn as much as 2 dollars a pound and that means 300 pounds of scrap could be all that it takes to get out from under your loan.

While 300 pounds might seem like a lot, you have to keep in mind one thing. Metal is heavy. A small piece of scrap could easily weight in at 20 or 40 pounds, so it really does not take that much recycling to find all of the money you need.

The trick is finding the metal, but it is easy if you know where to look. Check the free section of Craigslist and drive around neighborhoods on trash collection day. You might be surprised at how much valuable scrap is simply being thrown away.

4) Get A $600 Work Advance

If you are like most people, you get paid on a delay. The money that you are getting paid for was earned as much as 3 weeks before the paycheck arrives. That means that you have probably already earned 600 dollars or more and your boss may be able to give you an advance on it.

Respectfully approach your boss or the payroll department and ask if an advance is an option. Smart employers would be more than willing to help out an employee, especially in times where labor is hard to come up with.

5) Turn To A Family Member For $600

I know what you are thinking, money and family do not mix. Well, they can if you are smart about things.

The key to making a loan with family work is to get everything in writing. While this might sound impersonal, it is actually in everyone’s best interest. Even with the best of us, memories can get fuzzy. You need a paper trail that shows how much was borrowed and when the money was paid back. This means write out a simple loan contract and use electronic transfers or checks to send the money, never cash.

While trading one loan for another might seem like a waste of time, your family loan would be interest free.

6) Sell $600 Worth Of Stuff

Last, but certainly not least, why not get the money you need the old fashioned way, with a garage sale.

Spend just a few hours sitting in your driveway or on your lawn and that loan can be paid off. As a side benefit, you can get rid of some of the junk that has been clogging up your home. Think you don’t have anything worth selling? You might just be surprised. Remember, one man’s junk is another man’s treasure.

Don’t have the patience for a garage sale? No problem, there are many other option such as selling on Facebook Craigslist, eBay or selling electronic devices to an ecoATM.