Get started by estimating how much you need to borrow.
Why Dental Implants?
If you are planning on getting dental implants, you probably already know the benefits, but let’s do a bit of review. Here are some reasons why people often choose to get dental implants.
- They offer a way to replace missing teeth or provide support for your remaining teeth.
- Dental implants are made from titanium and other metals that have great resistance to heat, cold and chemicals.
- Dental implants are artificial roots that can hold a crown or bridge on top of them for years with no mouth problems.
- Implants help prevent bone loss that is common with missing teeth.
As you can see, there are a number of reasons to get dental implants. Perhaps that is why more than 3 million people currently have implants with an additional 500 thousand getting them annually.
American Academy of Implant Dentistry, (2022), What are Dental Implants?, accessed 19 July 2022, <https://www.aaid-implant.org/what-are-dental-implants/>.
Why Finance Online?
Obviously, there are many benefits to getting dental implants, but how do you pay for them? They can be quite costly, which is why many people turn to dental implant financing, but if you have bad credit, this may not be so easy. That is where online financing comes in and it has a number of benefits.
First, it may be easier to get an approval. Medical financing from a doctor’s office can be hard to qualify for. If you have poor credit, you are likely to be left out. Our network is different however. There are dozens and dozens of lenders and many of them even make bad credit financing a specialty.
Second, the application process is very quick. It takes just a few minutes to fill out the short quote form and then you get a decision fast. This is important because if you want an implant, you probably want it quickly.
Finally, you have the benefit of using your loan wherever your like. If approved, your lender will pay you directly with cash, allowing you to use any dentist that you like.
How To Get A Loan Offer?
Now, let’s turn to how to get an offer.
First, you need to select how much money you need for dental implant financing. Do your best to estimate the cost, keeping in mind that this is a cash loan, so you can ask for however much you like.
Next, you will enter some basic information about yourself and your income. It generally takes just a few minutes to complete this part. You will also need to enter in a valid checking account number, because this is where your lender will send you money.
Finally, submit your quote and get your offer. If approved, one lender will make you a cash offer and you will be sent to their website to make a decision. If you like the offer, you can accept it and have money as soon as the next business day.
Making Your Loan Decision
Deciding whether or not to accept your dental implant financing is a big decision, especially with bad credit. Here are some things that you should consider before making your choice.
First, is the payment reasonable? Fit it into your regular budget and make sure that you have enough money to cover your regular costs like rent, utilities and your normal savings.
Second, look at the overall cost of the financing and determine if the cost is too high. If this is a loan with poor credit, it likely has high fees and interest, so be careful
Finally, make sure that you do not have a better option. Not all loans are created equal and it often pays to get a few different quotes.